Some people begin budgeting and saving for all necessary expenses as the Ber month begins. Below are the top five tips to ensure you are within the budget this holiday season. 1. Prepare a list Begin by making a complete list of your projected expenses.…
You apply for a loan for the very first time. You’re excited but also anxious because you will use the loan proceeds for your kids’ tuition fee. You immediately fill out the application online, submit the requirements, and hit the send button. After a few…
Applying for a personal loan has become a viable solution in tacking financial crunches. A personal loan is offered with minimum eligibility or requirements. You can use it for various purposes — during an emergency, home renovation, medical needs, school needs, and even making your…
A credit score is a three-digit number, typically between 300 and 850, that predicts how you would likely pay back the loan on time. A higher credit score results in favorable credit terms, while a lower credit score typically below 500 results in a poor…
Personal loans are beneficial. It allows us to fill the gap of unnecessary expenses. We can use it for medical emergencies, weddings, education, and even for travel. Plus, its application process is hassle-free. We can immediately receive the cash within minutes/hours right after the submission…
Home repairs and improvements are necessary for our overall well-being. It helps in maintaining the following: Comfort – One of your family’s comfort depends on how well your home is maintained. Imagine living in a house with a damaged roof and water is pouring everywhere,…
Seven Ways to Spot Personal Loan Scams Personal loan scams are fraudulent businesses that take advantage of individuals needing financial assistance immediately. Their goal is to convince you to lend money, but in reality, they are the ones who will take yours. With these illegitimate…
Welcome to June! Time flies. We are now down to the last six months of the year. So today, let us talk about one of the most taboo topics that you can discuss with your family – your finances. This post is relevant to our…
Are you one of those people who always run out of cash before the next payday? If yes, this article is for you. In the Philippines, when you usually run out of cash before the 15th or 30th (the typical payday setup), you are under…
We have been living with the pandemic for the past year now. All of us have struggled. Some of our goals were delayed. We became in the middle of “we’re not sure what’s next,” but all of us are still hopeful that this, too, shall…
