Your credit score, report, and history are related to each other but differ from one another. As mentioned earlier, your credit score is a three-digit number representing your creditworthiness or the ability to pay off any loan in a certain amount of time or any…
A personal loan is one of the fastest ways of borrowing money. It’s a one-time delivery of cash directly to the borrower’s bank account, and borrowers can pay back the amount in installments with interest. The purpose of your loan can be used to pay…
In the Philippine law, there is free education for every Filipino, however, not everyone can take advantage of this due to several factors like financial constraints. Despite this concern, Filipinos still pursue education. Eligible students are given a chance for a scholarship and other educational…
Budgeting during this season can be challenging as you prepare for out-of-town family travel, Christmas gifts, and celebrations. If you need extra cash, you can apply for a personal loan. Below are the different types of loans you can consider this holiday season. 1. Salary…
Some people begin budgeting and saving for all necessary expenses as the Ber month begins. Below are the top five tips to ensure you are within the budget this holiday season. 1. Prepare a list Begin by making a complete list of your projected expenses.…
There are plenty of reasons why Filipinos apply for personal loans. Some include paying tuition fees, unexpected medical expenses, planning to build a business, setting up investments, house renovations, and auto improvements. Whatever your reason is, getting a personal loan comes with great responsibility. And…
Sometimes, you experience financial difficulties from medical emergencies, tuition fees for your kids, home repairs, or fulfilling your dream vacation. While you have the opportunity to borrow from lending institutions, banks, or even an individual, it is essential to be careful and study all factors…
With the advent of technology, working online is now possible. You only need basic skills and tools such as a cellphone, tablet, laptop, or computer to start. Online jobs have become popular side hustle for Filipinos who want to earn extra money to save for…
Have you ever experienced taking up a loan and suddenly realized you don’t have enough cash to repay it? If yes, you are not alone! There are times that life will surprise you. Emergencies such as typhoons, home repairs, sudden hospitalization, job loss, and pandemic…
You apply for a loan for the very first time. You’re excited but also anxious because you will use the loan proceeds for your kids’ tuition fee. You immediately fill out the application online, submit the requirements, and hit the send button. After a few…
Nowadays, people are becoming familiar with different investment instruments. Popular investment avenues include bonds, mutual funds, stocks, fixed deposits, FOREX, and cryptocurrency. These investments have different categories/characteristics. Government securities such as shares and bonds are more stable but have comparatively lower returns. On the other…
You have plenty of lenders and loan term choices when applying for a personal loan. As a borrower, especially if it’s your first time, you’d love to pick the perfect loan offer — a personal loan that will not answer your emergency expenses alone but…
